English Articles

English Articles

The Hidden Risk in Japanese DC Pensions: Unintentional Concentration

Are you misunderstanding your DC plan's diversification? We reveal the reality of unintentional investment concentration in Japan and the dilemma of information provision. The piece presents a discussion on the next steps for DC system design, moving beyond the limits of education to systemically correct risk.
English Articles

Defined Contribution Pensions: A Crossroads at 25 Years

Japan’s Defined Contribution (DC) pensions mark 25 years in 2025. A survey of 36,000 people reveals low awareness, limited tax incentives, and the need for reforms.
English Articles

How Trump Tariffs Are Affecting U.S. Retirement Savings

This article examines how Trump tariffs impact U.S. retirement savings. 401(k) plans show stability through automatic management, while IRAs reflect active, market-driven trading.
English Articles

The Expansion of Defined Contribution Pensions: Expectations and Issues

Japan is expanding Defined Contribution (DC) pensions. This article analyzes the expectations, issues, and future challenges of the new system.